Rates Starting at 0.25%

Reliable service and support.

Free Statement Analysis

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Solutions for Every Industry

Built for your projects, your workflows, your goals, your team.


Streamline your operations and keep customers coming back in-store or online.

Food and Beverages

Serve up an efficient payment process to quickly turn over your customers.


Take payments on your website or key sales into a virtual online terminal.


Get your visitors in and out quickly with full lodging application data processing solutions.


Don’t pay more for online solutions with high rates on processing for your nonprofit, save more and control your process.

Municipalities & Governments

Customizable and Secure solutions for various types of Government Institutions.

About PayKoncept

PayKoncept Merchant solutions is a Family owned business. The family has been in non- profit and various retail businesses for last 30 years. PayKoncept came in inception due to a dire need to save our hard money on processing for our own retail business. The more I searched the more I got confused with all the complex agreements, Hidden fee, and most of all horrible customer services. It just seemed that once you signed there was never a way out. The rates increase every 3 months, the contract are non- cancelable and automatically renewed for years at a time, and when I needed to speak to someone, NO ONE was around. After many months of researching the business I decided to work for a processor to understand the source of my unsatisfaction. After 3 years of working and learning the insights I decided to change the game and launch PayKoncept.

Our Solutions

At PayKoncept we believe in providing the solution you need to be successful. We are not “ONE SOLUTION FIT ALL” company. Our expert staff will keep your needs, your vision and your Goals in mind before proposing a solution best for you. Our solution integrate with most POS systems, E Carts and Quickbooks. Our staff will provide a turnkey Solution every time.


With NPC mobile credit card processing solutions for Android, iPhone and iPad, you can accept payments anywhere and truly improve ease of use and cost efficiency.
Supports all major credit card, Supports all Major wireless providers Functionality of a POS system PCI and DSS compliant One app to download .


A virtual terminal is the link merchants need to accept credit card and ACH payments online securely and efficiently from their own computer. NPC secure offers an easily accessible virtual terminal.
No additional software to install Capture customer Data Set recurring payments Create customized reports PCI complaints

E- Commerce

Today’s consumers expect to shop for your products or services online, and any business unable to offer secure, convenient online shopping is missing out on significant sales revenue.
Captures customer Data Ability to accept coupons and discounts Easy Implementation Tokenize payment data for security

Face to Face solution

Point-of-sale terminals are the backbone of face-to-face (card present) credit card processing. PayKoncept offers a Variety of state of the art PCI Compliant EMV and NFCTerminals that make quick work of authorization, settlement and management of transactions.
Supports EMV, NFC (Contactless), Credit, Debit,gift card, and EBT Accomodate multiple Merchant IDs Integrated Pin pads dual (Internet and telephone) connection Integrate with various POS system to accept PIN debit, NFC and EMV


Why not generate additional income from the customers currently visiting your business. Most ideal for quick service Restaurants, Bars, Shopping centers, Gas stations and convenience stores, amusement and entertainment outfits, amongst many other high traffic areas. Processing as low as $0.50 per transaction
Average income up to $2.50 per Transaction or what you feel right for your area. EMV capable Terminals Telephone, Wifi, or Wireless connectivity Turn Key installment or hassle free switch over Whole prices on the ATM terminals*

* Paykoncepts provides ATM service through their partners.

Ready to Get Started?

Want to partner with a processing company that cares about your bottom line?

Talk with us for your business needs


Have questions? Get in touch with us.

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